Melton Few people can afford to buy a home without borrowing money. What’s more, there’s no point looking seriously for a home until you know just how much you can afford to borrow. Once you know how much money you have to spend, stick to your limit and be realistic, look at the properties for sale in Melton, There’s no point having a beautiful home to live in if you don’t have any money left over to eat, especially when you’ve got so many choices of restaurants in Melton.
Remember, the price you pay for your home is not the only cost involved. Some of the additional little extras you need to take into consideration are legal fees, building reports, stamp duty if applicable, and mortgage insurance, moving costs, property valuation and insurance.
You could go directly to a financial institution such as a Melton Bank or a building society in central Melton and make a home loan application. The reality is that they will usually provide you with one of their home loan options and this may not necessarily be the right one for you. Given the number of home loan products on the market in Melton, you may prefer to talk with a mortgage broker who is registered with the Mortgage and Finance Association of Australia or the New Zealand Mortgage Brokers Association. Mortgage brokers are independent and specialise in finding the most appropriate home loan for you. Professionals Ryder Real Estate Melton can help by recommending some mortgage brokers, conveyancers, or anything that you need in the home loan process, we are happy to help. Just come into our office at 319 High Street Melton, or call our office on 9743 6400.
